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Climate-Related Prudential Risks
Climate change creates financial risks to the safety and soundness of banks, insurers and the wider financial system, posing a significant threat to the stability of the financial system. Climate-related financial and sustainability risks are already starting to crystallise and have the potential to increase substantially in the future. For instance, physical risks that arise from increasing the severity and frequency of climate and weather-related events may lead to a reduction in asset values, a fall in profitability and an increase in the cost of settling underwriting losses for insurers. On the other hand, adjustment towards a carbon-neutral economy may prompt a reassessment of asset values, a fluctuation in energy prices, and a deterioration of the creditworthiness of borrowers, potentially leading to credit losses. While there is a pressing need for central banks, regulators and financial institutions to accelerate their capacity to assess and manage such financial risks that may result from climate change, academic research will be a key impetus to drive and support the ongoing efforts of the financial sector and the regulatory bodies in building capacity to address these risks.
15 Jul 2020
Conditional Value at Risk
The core model in this paper, “CoVaR”, is an abbreviation for “Conditional Value at Risk”, which has been increasingly applied in the field of systemic risk and can be used for analyzing the systemic risk in different perspectives.
29 Oct 2020
Emirate of Ras Al Khaimah
Ras Al Khaimah (RAK) (Arabic: رَأْس ٱلْخَيْمَة; IPA: [raʔs lˈxajma]), also spelled as Ras al Khaimah or Ras al-Khaimah, is one of the seven emirates that make up the United Arab Emirates (UAE). The city of Ras Al Khaimah, sometimes simply abbreviated to RAK City, is the capital of the emirate and home to most of the emirate's residents. It is linked to the medieval trading port of Julfar.[lower-alpha 1] Its name in English means "top of the tent". The emirate borders Oman's exclave of Musandam, and occupies part of the same peninsula. It covers an area of 2,486 km2 (960 sq mi) and has 64 km (40 mi) of beach coastline. As of 2015, the emirate had a population of about 345,000, of which about 31% were Emirati citizens. RAK city has two main areas - the Old Town and Nakheel - on either side of a creek that is home to mangroves and is framed by the North-Western Hajar Mountains. The emirate also consists of several villages and new gated residential developments, such as Al Hamra Village and Mina Al Arab. The emirate is served by Ras Al Khaimah International Airport. Its geography consists of a northern part (where Ras Al Khaimah City and most towns are situated) and a large southerly inland exclave (near the Dubai exclave of Hatta), and a few small islands in the Persian Gulf. Ras Al Khaimah has the most fertile soil in the country, due to a larger share of rainfall and underground water streams from the Hajar.
10 Oct 2022
Financial Assessment of Renewable Energy Projects
Financial assessment of renewable energy projects is to help decision-makers invest in renewable energy sources (RES) technologies, it is essential to have reliable indicators capable of measuring a project’s total performance. Despite the global increase in renewable energy sources (RES) investments associated with economic and population growth, few studies have presented a comprehensive evaluation mechanism for RES projects, mainly due to the multiplicity of variables capable of influencing the viability of these endeavors. Therefore, building models that allow an efficient and holistic measurement is a difficult task.
16 Feb 2022
Blockchain Technology for Green Innovation
Blockchain technology has been heralded as a game changer for addressing severe environmental and economic sustainability challenges. In response to rising environmental concerns, blockchain technology (BCT) is transforming green innovation, culminating in green economic practices and well-established business models.
18 Apr 2022
Vectoring & Fractalisation Of Fiscal Stress
Never before like pan global contagion pandemic COVID-19 has intensely up-regulated stress on the indo money-market domains. Authors try to see the light at end of tunnel. Consider direct finance to consumers as the anti-dote; termed as fractalisation; vectoring; and granulation of stress. Heritage structure as cue and parable. Identify the internal causes of an obstinate stress causers and Ayurvedic sector as the green field opportunity.
14 Jul 2020
Fintech and Financial Risks
Fintech is the combination of the words of finance and technology. It is literally understood as the application of technology in the financial field. As the financial innovation brought by technology, Fintech can change traditional financial markets, financial institutions and financial services, and create emerging business models, applications, processes, and products.
05 Aug 2022
Factors Affecting Customers' Use of Online Banking
The online banking is a banking service that allows users to be “at home” and use the service at any time through an internet connection. In online banking services, the restrictions of time and geography have been removed, and customers can access their bank accounts and make transactions at almost anytime and anywhere via computers and an internet gateway.
23 Aug 2022
Conceptualizing Future Generations as Stakeholders
Many investors think in terms of MSV (maximization of the shareholder value) and fail to consider other important stakeholders. Future generations will “inherit” the results of the actions of current generations. Investing money in some lucrative ideas is definitely a very important financial activity, but it must be done responsibly. The Sustainable Development Goals (SDGs) postulated by the UN; the Environmental, Social, and Governance (ESG) criteria; and the Equator Principles are some notions proposed to be considered to make investors’ actions more responsible. Future generations deserve a better, safer, and unwasted place to live in, so it is the right time to start thinking of them as major stakeholders.
29 Dec 2021
Prediction of Penalties or Compensation Payments in Companies
Corporate misconduct is a huge and widespread problem in the economy. Many companies make mistakes that result in them having to pay penalties or compensation to other businesses. Some of these cases are so serious that they take a toll on a company’s financial condition. Several algorithms were to create and evaluate which can predict whether a company will have to pay a penalty and to discover what financial indicators may signal it.
27 Jun 2022
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Encyclopedia of Social Sciences
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