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Topic Review
Discover Card
Discover is a credit card brand issued primarily in the United States. It was introduced by Sears in 1985. When launched, Discover did not charge an annual fee and offered a higher-than-normal credit limit, features that were disruptive to the existing credit card industry. A subsequent innovation was "Cashback Bonus" on purchases. Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network. In 2005, Discover Financial Services acquired Pulse, an electronic funds transfer network, allowing it to market and issue debit and ATM cards. In February 2006, Discover Financial Services announced that it would begin offering Discover Debit cards to other financial institutions, made possible by the acquisition of Pulse. Discover is the fourth largest credit card brand in the U.S., behind Visa, MasterCard and American Express, with nearly 44 million cardholders.
  • 1.5K
  • 01 Nov 2022
Topic Review
The Influence of CSR and Ethics on Brand
Business ethics and corporate social responsibility (CSR) exert an indirect positive effect on brand fidelity, with relationships mediated by brand love. In turn, brand attitude exerts an indirect effect on brand fidelity, through the mediation of brand love. 
  • 1.5K
  • 28 Mar 2022
Topic Review
Trust (Emotion)
In a social context, trust has several connotations. Definitions of trust typically refer to a situation characterized by the following aspects: One party (trustor) is willing to rely on the actions of another party (trustee); the situation is directed to the future. In addition, the trustor (voluntarily or forcedly) abandons control over the actions performed by the trustee. As a consequence, the trustor is uncertain about the outcome of the other's actions; they can only develop and evaluate expectations. The uncertainty involves the risk of failure or harm to the trustor if the trustee will not behave as desired. Trust can be attributed to relationships between people. It can be demonstrated that humans have a natural disposition to trust and to judge trustworthiness that can be traced to the neurobiological structure and activity of a human brain. Some studies indicate that trust can be altered e.g. by the application of oxytocin. When it comes to the relationship between people and technology, the attribution of trust is a matter of dispute. The intentional stance demonstrates that trust can be validly attributed to human relationships with complex technologies. However, rational reflection leads to the rejection of an ability to trust technological artefacts. One of the key current challenges in the social sciences is to re-think how the rapid progress of technology has impacted constructs such as trust. This is specifically true for information technology that dramatically alters causation in social systems. In the social sciences, the subtleties of trust are a subject of ongoing research. In sociology and psychology the degree to which one party trusts another is a measure of belief in the honesty, fairness, or benevolence of another party. The term "confidence" is more appropriate for a belief in the competence of the other party. A failure in trust may be forgiven more easily if it is interpreted as a failure of competence rather than a lack of benevolence or honesty. In economics, trust is often conceptualized as reliability in transactions. In all cases trust is a heuristic decision rule, allowing the human to deal with complexities that would require unrealistic effort in rational reasoning. In religion, trust is the faith and hope in good God who forgives everything and gives everlasting happiness.
  • 1.5K
  • 08 Nov 2022
Topic Review
Risk Factors in Business Valuation
It is widely accepted that risk and uncertainty are integral parts of the property valuation process. Uncertainty in property valuation is derived from the characteristics of property itself. The issue pertaining to risk and uncertainty in property valuations is currently one of the key concerns in global valuation practice to date in addressing the decision of risk and uncertainty in valuation, especially for business purposes or in the current term known as business valuation. The judgment and experience still depend on the expertise of the individual valuers alone.
  • 1.5K
  • 01 Mar 2023
Topic Review
Sustainable development of infrastructure projects
This entry responds to the United Nations’ 2030 Sustainable Development Goals (SDG). In 2015, the international community responded to the sustainable development challenge with their report Transforming Our World: The 2030 agenda for sustainable development . The SDGs are the United Nations’ blueprint, with 193 nations signatories, to address the global challenges, such as poverty, inequality, climate change, environmental degradation, prosperity, peace and justice. The concept of sustainable development acquired its most cohesive definition in the United Nations’ 1987 Brundtland Commission report, which described it as “development that meets the needs of the present without compromising the ability of future generations to meet their own needs” . Using the “triple bottom line” , Ochieng, Price and Moore took the definition further by placing it in the context of global construction projects and describing it as the balance of economic, social and environmental aspects. In their book, they identify a number of systemic issues, “hard and soft” in nature, that provide new challenges for global construction projects in relation to sustainable development.
  • 1.5K
  • 26 Oct 2020
Topic Review
Innovation Capability and Strategic Agility
  Strategic Agility and Innovation Capability 1.      Definition  Due to the nature of business environments as volatile and unforecastable, organizations are required to have appropriate capabilities such as strategic agility and innovation capability [1-4]. Strategic agility encompasses organization ability to sense and adapt to changes in the work environment and add value to its customer in combination of leadership support. On the other hand, innovation capability as the ability to produce novel products based on novel processes [5] is very critical for organizations. Despite the results on the effect of strategic agility on innovation capability [6-10], there is a little knowledge on the effect of former construct on the later one in the Middle East business environment, particularly in Jordan. Therefore, this study aimed at investigating the impact of strategic agility on innovation capability.
  • 1.5K
  • 04 Aug 2021
Topic Review
Minimum Wage
A minimum wage is the lowest remuneration that employers can legally pay their employees—the price floor below which employees may not sell their labor. Most countries had introduced minimum wage legislation by the end of the 20th century. Because minimum wages increase the cost of labor, companies often try to avoid minimum wage laws by using gig workers, by moving labor to locations with lower or nonexistent minimum wages, or by automating job functions. The movement for minimum wages was first motivated as a way to stop the exploitation of workers in sweatshops, by employers who were thought to have unfair bargaining power over them. Over time, minimum wages came to be seen as a way to help lower-income families. Modern national laws enforcing compulsory union membership which prescribed minimum wages for their members were first passed in New Zealand and Australia in the 1890s. Although minimum wage laws are now in effect in many jurisdictions, differences of opinion exist about the benefits and drawbacks of a minimum wage. Supply and demand models suggest that there may be employment losses from minimum wages. However, minimum wages can increase the efficiency of the labor market in monopsony scenarios, where individual employers have a degree of wage-setting power over the market as a whole. Supporters of the minimum wage say it increases the standard of living of workers, reduces poverty, reduces inequality, and boosts morale. In contrast, opponents of the minimum wage say it increases poverty and unemployment because some low-wage workers "will be unable to find work...[and] will be pushed into the ranks of the unemployed".
  • 1.5K
  • 30 Nov 2022
Topic Review
Employee Ecological Behaviour (EEB)
Employee green behaviour involves two aspects: task-related green behaviour implemented within employee responsibilities and proactive green behaviour implemented beyond employee responsibilities as stated by the autonomous standards of behaviour (organisational requirements and individual requirements self-determination). Task-related green behaviour denotes the green behaviour performed by employees when completing the core tasks demanded by organisations (e.g., environmental protection responsibilities stipulated in performing duties, compliance to environmental standards, and others). Discretionary and environmentally-friendly behaviour not clearly acknowledged by the formal reward system is known as proactive green behaviour. Organisations encourage EEB to ensure the environmental management system is successfully implemented, and environmental performance achievement increases
  • 1.5K
  • 13 Sep 2021
Topic Review
Additive Manufacturing and Circular Economy
Additive Manufacturing (AM), also known as three-dimensional (3D) printing has emerged as a disruptive and powerful tool for industrial systems in the Industry 4.0 era by helping businesses flourish in the contemporary dynamic competitive landscape. However, their achievements and development highly rely on “take-make-waste” linear business models, which come, all too often, to the detriment of the environment. Hence, a shift to Circular Economy (CE) practices promoting the acceleration of the transition to resource-efficient systems and the minimization of environmental degradation is now more imperative than ever. 
  • 1.5K
  • 17 Jun 2021
Topic Review
Entropy and Banks' Income Diversification
We collected data pertaining to Chinese listed commercial banks from 2008 to 2016 and found that the competition between banks is becoming increasingly fierce. Commercial banks have actively carried out diversification strategies for greater returns, and the financial reports show that profits are increasingly coming from the non-interest income benefits of diversification strategies. However, diversification comes with risk. We built a panel threshold model and investigated the effect of income diversification on a bank’s profitability and risk. Diversification was first measured by the Herfindahl–Hirschman index (HHI), and the results show that there is a nonlinear relationship between diversification and profitability or risk does exist. We introduced an interesting index based on the entropy to test the robustness of our model and found that a threshold effect exists in both our models, which is statistically significant. We believe the combination of the entropy index (ENTI) and the HHI enables more efficient study of the relationship between diversification and profitability or risk more efficiently. Bankers and their customers have increasingly been interested in income diversification, and they value risk as well. We suggest that banks of different sizes should adopt the corresponding diversification strategy to achieve sustainable development.
  • 1.5K
  • 02 Nov 2020
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