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Topic Review
Bitcoin in Conventional Markets
Blockchain technology is being closely studied from a technical point of view and links to the Internet of Things (IoT) as well as its impact on financial investment. A secure blockchain is a distributed network in which information is stored as a chain-connected block. This innovative technology is based on cryptography and decentralization principles, ensuring high data security and integrity. Using cryptographic algorithms, the blockchain can help or face challenges in ensuring privacy and protection against fraud and manipulation. The combination of cryptographic algorithms and consensus mechanisms enables a variety of uses for blockchain technology, such as the development of applications with enhanced security, blockchain distribution networks, intelligent grids or digital financial systems. One of the most evocative immersions of blockchain technology into conventional markets is the innovative use of blockchain to create crypto-assets and the expansive attraction of investors to adopt blockchain currencies for investment portfolio diversification.
  • 497
  • 16 Nov 2023
Topic Review
The Impact of Big Data Credit Technology
As the main force in boosting national economic development, micro and small enterprises (MSEs) play an irreplaceable role in stabilizing economic growth, narrowing the income gap, improving labor productivity, and promoting market competition. Compared with large and medium-sized enterprises, MSEs are numerous and widely distributed, which creates a broad job market for the labor force in both developing and developed countries. However, credit rationing hindered the effective use of credit resources and weakened MSEs’ incentive to engage in technological innovation and alleviate employment pressure. 
  • 493
  • 27 Oct 2023
Topic Review
Life Insurance Consumption
Apart from banking, insurance is another significant sector that offers financial services. Like banks, the insurance industry deals with risks and contributes to economic growth. Life insurance (LI) as a service can be described as abstract, complex, and focused on uncertain benefits that may arise in future.
  • 491
  • 29 Feb 2024
Topic Review
Renewable Energy Development in View of Energy Security
The issue of energy security has been the subject of many studies, debates, and discussions. Undoubtedly, geopolitical crises in Eastern Europe and the actions of the EU as part of the continuous development of the EU’s climate and energy policy have contributed to the advancement of discussions in this area. Due to the growing role and importance of energy in the economic systems of individual countries, the need to guarantee energy security is commencing to be regarded as an element of the economic security of the state and therefore, national security.
  • 478
  • 16 Oct 2023
Topic Review
Bank Market Power on Firm Performance
The term “Banking relationship” stems from the informational dynamics established between banks and companies, especially when the latter are credit customers. It can also be understood as a close and continuous interaction between a bank and a company that allows the former to reduce the information asymmetry inherent in this relationship.
  • 470
  • 25 Jan 2024
Topic Review
Seamless NetSuite ERP Integration for Businesses
This blog explores the benefits, steps, and best practices for integrating NetSuite ERP with other business systems. By highlighting the importance of smooth data flow and enhanced business operations, it provides an in-depth guide on how to streamline processes through NetSuite ERP integration.
  • 458
  • 21 Aug 2025
Topic Review
Inconel 617 Forging
In the world of high-performance materials, Inconel 617 stands out as a remarkable alloy, renowned for its exceptional combination of strength, oxidation resistance, and creep resistance at high temperatures. This nickel-chromium-cobalt-molybdenum alloy is highly versatile and is extensively used in industries that demand reliable performance under extreme conditions. One of the most effective ways to utilize Inconel 617 is through forging, which enhances its mechanical properties and makes it suitable for a wide range of applications
  • 359
  • 05 Aug 2024
Topic Review
Anti-Money Laundering Solutions: zGlobal Financial Framework
Money laundering is an illegal attempt by monetary criminals to convert their ill-gotten gains into a legitimate source. It includes human and drug trafficking, tax evasion, and corruption funds from illicit activities. Thus, to stay ahead of financial crimes, it is essential to stay connected with contextual technology of anti-money laundering solutions integrated with advanced technologies such as AI, machine learning, and data analytics. An end-to-end anti-money laundering solution allows the application of a risk-based approach to monitoring suspected criminal activities through an automated process.
  • 280
  • 26 Sep 2024
Topic Review Peer Reviewed
Architecting Inclusion in e-CNY: Settlement-Upon-Payment, Domestic Interoperability, and User Control
This entry explains how China’s e-CNY, the retail form of its Central Bank Digital Currency, translates three design choices into improved access, affordability, and reliability: (1) enabling wallet-to-wallet payments on the CBDC ledger with settlement upon payment (SUP); (2) ensuring seamless integration at checkout with existing QR-code systems and popular payment apps; and (3) providing users with practical control through credentials stored on their devices and managed by licensed operators. With payment finality clarified in law and a two-tier structure in place, offline payments can shift to a hybrid architecture. It blends account- and token-based functionality across online and offline settings, incorporates tiered identity verification, and supports low-cost solutions. In essence, e-CNY demonstrates that strategic decisions regarding settlement, interoperability, and user control can expand financial inclusion while maintaining robust regulatory safeguards.
  • 140
  • 31 Oct 2025
Topic Review Peer Reviewed
Digital Entrepreneurial Capability: Integrating Digital Skills, Human Capital, and Psychological Traits in Modern Entrepreneurship
Digital Entrepreneurial Capability (DEC) is the integrated and learnable capacity that equips individuals, or founding teams, to sense, evaluate, and exploit entrepreneurial opportunities within digitally intermediated, platform-centric markets. The construct synthesises four interlocking elements. First, it requires technical dexterity: mastery of data engineering, AI-driven analytics, low-code development, cloud orchestration, and cybersecurity safeguards. Second, it draws on accumulated human capital—formal education, sector experience, and tacit managerial know-how that ground vision in operational reality. Third, DEC hinges on an opportunity-seeking mindset characterised by cognitive alertness, creative problem framing, a high need for achievement, and autonomous motivation. Finally, it depends on calculated risk tolerance, encompassing the ability to price and mitigate economic, technical, algorithmic, and competitive uncertainties endemic to platform economies. When these pillars operate synergistically, entrepreneurs translate digital affordances into scalable, resilient business models; when one pillar is weak, capability bottlenecks arise and ventures falter. Because each pillar can be intentionally developed through education, deliberate practice, and ecosystem support, DEC serves as a practical roadmap for stakeholders. It now informs scholarship across entrepreneurship, information systems, innovation management, and public-policy disciplines, and guides interventions ranging from curriculum design and accelerator programming to due-diligence heuristics and national digital literacy initiatives.
  • 90
  • 15 Oct 2025
Topic Review Peer Reviewed
The Role of RPA and Data Analysis in the Transformation of the Insurance and Banking Industries
Robotic Process Automation (RPA) is a software-based technology that uses configurable algorithmic software agents (bots) to replicate manual user activities across digital systems. It represents an evolution from earlier workflow scripting tools, and is distinguished by its ability to be used without requiring substantial IT infrastructure modifications or extensive programming knowledge. In the banking and insurance sectors, organizations face increasing pressure to adopt modern technologies that streamline operations and reduce costs while complying with strict regulatory requirements. Robotic Process Automation (RPA) has emerged as a viable and cost-effective solution, enabling automation of repetitive and rule-based tasks without requiring major changes to legacy IT systems. This paper conducts a literature review to examine the current use cases of RPA technologies in banking and insurance, analyzing how these technologies are employed to enhance corporate efficiency and performance. The review draws from recent academic publications and case studies between 2017 and 2025, identifying core implementation areas such as customer onboarding, claims processing, compliance reporting, and underwriting automation. The results highlight substantial improvements in processing speed, error reduction, and resource optimization, along with evolving metrics for measuring effectiveness. The study concludes by identifying key success factors, performance measurement approaches, and challenges in RPA implementation, offering insights for both practitioners and researchers aiming to understand the role of automation in financial services transformation.
  • 68
  • 14 Oct 2025
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