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Topic Review
Biography
Topic Review
Bank Diversification and Firm Investment Decisions
Firms are financially constrained as well as there being a positive relationship between cash flow and investment among listed firms. Additionally, bank diversification significantly reduces the investment-cash flow sensitivity of firms, suggesting that bank diversification mitigates the financial constraints to borrowing firms. Moreover, the multi-diversification of a bank compared to single-diversification will have greater impact on mitigating the firms’ financial constraints on investment. Thus, bank diversification strategies are proposed in a bank-based financial system, leading to the easing of the borrowing firms’ financial constraints to investments.
1.7K
14 Oct 2022
Topic Review
Bank Market Power on Firm Performance
The term “Banking relationship” stems from the informational dynamics established between banks and companies, especially when the latter are credit customers. It can also be understood as a close and continuous interaction between a bank and a company that allows the former to reduce the information asymmetry inherent in this relationship.
160
25 Jan 2024
Topic Review
Behavioral Biases and Investment Decisions of SMEs Managers
Optimistic managers tend to make investment decisions more frequently, while those who are more risk-averse adopt a more cautious approach. Mimicry was also identified as an influential factor in investment decisions, with executives likely to be influenced by the choices of their peers. Furthermore, intuition bias was also identified as a positive factor in the investment decision-making process, enabling managers to capitalize on their experience and tacit knowledge for more appropriate and timely choices.
242
13 Oct 2023
Topic Review
Big Data Analytics to Open Innovation Strategies
Dynamic business environment has pushed service-oriented firms such as banks to collaborate with external partners through open innovation (OI) to address issues of service differentiation, optimize customer experience, and create effective open innovation strategies (OIS).
389
07 Jul 2023
Topic Review
Bitcoin in Conventional Markets
Blockchain technology is being closely studied from a technical point of view and links to the Internet of Things (IoT) as well as its impact on financial investment. A secure blockchain is a distributed network in which information is stored as a chain-connected block. This innovative technology is based on cryptography and decentralization principles, ensuring high data security and integrity. Using cryptographic algorithms, the blockchain can help or face challenges in ensuring privacy and protection against fraud and manipulation. The combination of cryptographic algorithms and consensus mechanisms enables a variety of uses for blockchain technology, such as the development of applications with enhanced security, blockchain distribution networks, intelligent grids or digital financial systems. One of the most evocative immersions of blockchain technology into conventional markets is the innovative use of blockchain to create crypto-assets and the expansive attraction of investors to adopt blockchain currencies for investment portfolio diversification.
255
16 Nov 2023
Topic Review
Blended Finance and Partial Risk Guarantee
A partial risk guarantee (PRG) is one of the critical instruments in the blended finance approach that provides assurance to the risk investor to lend leveraged capital to the borrower. Under the PRG scheme, philanthropic capital is employed as a risk guarantee to create financial and economic additionality through the multiplier effect.
358
21 Aug 2023
Topic Review
Blockchain Technology and Tokenization
Blockchain is an open-source technology that excludes the traditional third parties by relying on collective verification, thus offering a great alternative in terms of costs, traceability, security, and speed. When two financial entities such as banks receive a request to transfer money from one account to another, they have to update the balances of their respective customers. This costly and time-consuming coordination and synchronization exercise can be simplified on a blockchain by using a single ledger of transactions reflecting a single version of records instead of two different databases. Blockchain technology offers a myriad of value through a frictionless process of immutable and transparent records and through converting assets into digital tokens (i.e., tokenization) with smart contracts.
1.8K
01 Jun 2021
Topic Review
Blockchain Technology for Green Innovation
Blockchain technology has been heralded as a game changer for addressing severe environmental and economic sustainability challenges. In response to rising environmental concerns, blockchain technology (BCT) is transforming green innovation, culminating in green economic practices and well-established business models.
1.4K
18 Apr 2022
Topic Review
Business Model of Sustainable Robo-Advisors
The given research paper examines the characteristics of German private investors regarding the probability of using robo-advisory-services. The used data set was gathered for this purpose (N = 305) to address the research question by using a logistic regression approach. The presented logit regression model results indicate that the awareness of sustainable aspects make a significant difference in the probability of using a sustainable robo-service. Additionally, our findings show that being male and cost-aware are positively associated with the use of a sustainable robo-advisor. Furthermore, the probability of use is 1.53 times higher among young and experienced investors. The findings in this paper provide relevant research findings for banks, asset managers, FinTechs, policy makers and financial practitioners to increase the adoption rate of robo-advice by introducing a sustainable offering.
589
29 Nov 2021
Topic Review
Business Strategies and Innovation Outputs in Manufacturing
An important factor in maintaining a competitive advantage and efficiency in a knowledge-based economy is the ability to introduce innovations constantly. Considering the idea of sustainable development which has been discussed globally, nowadays innovations must have at least a neutral impact on the environment and society. The ability to create innovation is in turn determined by the business strategy adopted by an enterprise. Such a strategy, involving long-term planning and actions aimed at development, is primarily oriented towards the introduction of innovations that enable the dynamic development of a company. The innovative process in enterprises is characterized by specific features. Regardless of the adopted innovation implementation model, it is required to acquire skills and establish relationships with the environment. An innovative enterprise as a learning organization.
349
02 Jun 2023
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