Topic Review
Life Insurance Consumption
Apart from banking, insurance is another significant sector that offers financial services. Like banks, the insurance industry deals with risks and contributes to economic growth. Life insurance (LI) as a service can be described as abstract, complex, and focused on uncertain benefits that may arise in future.
  • 206
  • 29 Feb 2024
Topic Review
Link of Environmental, Social, Governance and Firm Performance
ESG performance has a positive relationship with profit in large firms but not in SME firms. Large firms are motivated by stakeholder and other needs, while SME firms do not have the same priorities. Similarly, small and nascent firms may not have the resources of large firms, suggesting that competitive factors related to downstream networking will markedly differ for both groups of firms.
  • 554
  • 29 Jun 2022
Topic Review
Linking FDI and Sustainable Environment in EU Countries
The aim of this study is to emphasize the link between the foreign direct investments (FDIs) and the sustainable environment in EU countries. We also focus on investigating the influence of other factors related to business environment on FDIs, considering the investors’ sustainable choice for the host countries, grouped according to FTSE Russell criteria. Using panel methodology and applying Ordinary Least Squares (OLS) method of data analysis, the authors reached the conclusion that a better-rated business environment, with concern for sustainability, has more of a chance to attract larger sums of FDIs, mostly in the case of developed economies. This fact proves that the main advantage considered by a foreign investor in developed EU countries is represented by CO2 emissions (sustainable environment) and a good ease of doing business environment. The study highlights the factors that influence the decision of investing in developed countries, rather than in emerging and frontier ones. This paper contributes to the existing literature by identifying the group of countries which need a more sustainable approach to attract a large amount of FDIs, given that the inflow of FDIs is a crucial factor of economic growth, a possible source of innovation and technology, and a way to reduce poverty. 
  • 417
  • 17 Jan 2022
Topic Review
LSTM-Based Stock Prediction and Selection
A great deal of attention has been devoted to the use of neural networks in portfolio management, particularly in the prediction of stock prices. First, data from historical quotes and technical and fundamental indicators are used in the long short-term memory (LSTM) network to provide good predictions. Second, the EMN strategy allows for the funding of long-position stocks by short-sell-position stocks, thus hedging the market risk.
  • 260
  • 04 Dec 2023
Topic Review
Machine Learning in Forecasting Motor Insurance Claims
Accurate forecasting of insurance claims is of the utmost importance for insurance activity as the evolution of claims determines cash outflows and the pricing, and thus the profitability, of the underlying insurance coverage. These are used as inputs when the insurance company drafts its business plan and determines its risk appetite, and the respective solvency capital required (by the regulators) to absorb the assumed risks. The conventional claim forecasting methods attempt to fit (each of) the claims frequency and severity with a known probability distribution function and use it to project future claims.
  • 589
  • 16 Oct 2023
Biography
Marcio Pereira Basilio
The researcher was born on September 30th, 1969, in Rio de Janeiro, RJ - Brazil. He grew up in the suburb of Madureira, a neighborhood in the northern region of Rio de Janeiro, and studied in public schools until high school. The eldest son of a family of three brothers. In 1987, he started the professionalizing course of Electrotechnics at the Technical School of the Arsenal of Navy of Rio de J
  • 701
  • 16 May 2023
Topic Review
Market Connectedness and Volatility Spillovers
The growing globalization and interactions between markets and countries have made the market co-movements more complex in analytics; with the ongoing innovations and contagions or crises, the literature on connectedness and spillover would be of outstanding contribution and interest to the policymakers, investors, and hedgers for portfolio diversification and risk management.
  • 334
  • 13 Jul 2023
Topic Review
Modelling of Loss Given Default of Bank Loans
The loss given default (LGD) is the ratio of the amount of loss to a lender resulting from a borrower’s default to risk exposure. LGD is an important credit risk parameter in the regulatory system for financial institutions.
  • 660
  • 25 Oct 2023
Topic Review
Modelling the Vulnerability of Financial Accounting Systems
In times of crisis, the vulnerability of global financial markets can be considered as an element in the analysis of economic stability and sustainable development, which also indicates significant differences in the recognition of economic capital. The quality of accounting information is a significant element for investor confidence in a financial market. Under the influence of an economic crisis, the retrospective components that materialise in the accounting information that is transmitted in the form of financial reports are adjusted in relation to the prospective components of the quotations. Thus, during times of crisis, investment decisions take into account the ability of the market to remunerate investors more than confidence in the future return of investments in assets. This fair value dilemma prompted the introduction of the option for firms to switch from fair value to historical acquisition costs for the valuation of their investment portfolios in 2008.
  • 348
  • 19 May 2022
Topic Review
Monetary and Fiscal Policy Sustainability
Monetary and fiscal policy sustainability has great importance in both developed and developing countries. Both policies play an important role in achieving economic growth and sustainable development. The sustainability of both policies, in addition to the coordination between them, enables the design and implementation of efficient and effective policies.
  • 270
  • 24 Oct 2023
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