Agricultural finance refers to the system of financial arrangements, institutions, instruments, and resources that facilitate the acquisition, allocation, and management of funds for agricultural production and related economic activities. It includes financial services provided to farmers, agricultural enterprises, and other participants in agricultural value chains, such as credit, savings, insurance, investment, and risk management mechanisms that support agricultural operations [1]. Agricultural finance reflects the specific economic conditions of agriculture, including seasonal production cycles, biological production processes, uncertain yields, and exposure to environmental and market risks. Unlike agricultural credit, which primarily refers to borrowed funds for agricultural activities, agricultural finance represents a broader framework encompassing multiple forms of financial intermediation and capital allocation within agricultural systems [2]. In agricultural development research, agricultural finance provides a framework for examining the relationship between financial systems and agricultural resource management, including its influence on investment decisions, technology adoption, production organization, and the functioning of agricultural markets [3].
Agricultural Development and Policies • Agronomy and Crop Science • Agricultural and Biological Sciences • Life Sciences